MTN

How to Borrow Airtime or Data on MTN

Francis Amoah

Sep 12, 2024 — 2 min read

Running out of airtime or data on your MTN phone can be frustrating, especially when you need to make an important call or send a message. Fortunately, MTN offers a convenient way to borrow airtime and data when you need it most. With this service, you can get the credit you need instantly and stay connected without interruptions.

In this blog post, I’ll guide you through the steps to borrow airtime and data on MTN.

Key Takeaways

The borrowed airtime or data will be deducted from your next recharge.
MTN Ghana’s XtraTime service allows you to borrow airtime and pay later with interest.

Who Is Eligible to Borrow Airtime on MTN?

To be eligible, you must:

Have a registered MTN SIM card.
Be a prepaid customer.
Have been an MTN subscriber for 3 months or more.
Have less than GHS 4 airtime balance.
Not have any unpaid XtraTime loan credit.

Steps to Borrow Airtime from MTN

*Dial 506#.
Choose an amount from the options displayed or select "More Advanced Option" to view additional amounts.
Select the amount you wish to borrow.
Press 1 to confirm.

That's it! You have successfully borrowed airtime.

How Much Airtime Can You Borrow?

The amount of airtime you can borrow is not fixed for all subscribers. It depends on your XtraTime airtime loan repayment history.

How to Pay Back Borrowed Airtime

To repay the borrowed airtime, simply recharge your account. MTN will automatically deduct the outstanding amount, including interest, from your next recharge.

Steps to Borrow a Data Bundle from MTN

The eligibility criteria are the same as those for borrowing airtime. Follow these steps to borrow a data bundle:

Dial *506#.
Choose option 4 (Request a Data Advance).
Select an option based on the available data bundles, which may vary depending on your usage history.
Read the terms and conditions and enter 1 to confirm.

You’ve successfully borrowed a data bundle on MTN!

How to Pay Back Your Borrowed MTN Data Bundle

There are no specific steps required to repay borrowed data. MTN will automatically deduct the outstanding amount from your next airtime reload or Mobile Money (MoMo) bundle purchase.

By following these simple steps, you can easily borrow airtime or data from MTN whenever you need it, and stay connected without any hassle!

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